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MEET YOUR LOAN OFFICER

Riel Cruz

Senior Loan Officer

NMLS ID: 241346

State Licenses

California CA-DOC241346

Connecticut LO-241346

New Jersey 9957362

New York

 

Riel has been making homeownership come true for over 20 years.  He is passionate in his work and very detailed when dealing with clients’ needs. Especially for first-time homebuyers, he makes sure clients clearly understand everything about the process, mortgage terms and requirements. With his vast experience and expertise, clients know they have someone on their side who can make the closing happen. From beginning to end, clients can depend on his responsiveness, resourcefulness and sincerity in looking out for clients’ best interests. Not surprisingly, he is one of the top loan officers with the highest number of return clients and referrals.  

As with the advantages with working for a direct lender, we can close standard Conventional, FHA, VA, Renovation Loans within a month or sooner if need be. Licensed to originate in multiple states, we are well-versed with every state's local real estate transaction practices.  Our operations staff is fully-trained to efficiently assist real estate offices, teams and individual agents.   We look forward to working with you. 

Apply now for a better mortgage experience with 1st 2nd Mortgage Company of NJ Inc.

Apply Now
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NMLS     |     FAIR LENDER     |     FAIR HOUSING

DISCLAIMER: Any rates, fees or loan terms recited herein are based on information and or representations made by the addressee upon which we have relied. These rates, fees and terms may be subject to change if verification of these representations reveals differences, which in our opinion, alter the risks associated with the contemplated transaction. Also, all rates, terms and fees stated herein are "date sensitive" and, unless specifically stated to the contrary, are subject to change based on our opinion of changing market conditions

1st 2nd Mortgage Company of N.J., Inc.

Licensed by the NJ Department of Banking & Insurance and   other states NMLS# 115981 as a residential  mortgage lender.

We are located at: 50 Spring Street, Cresskill, NJ 07626
Toll Free: (800) 562-6466

NMLS     |     FAIR LENDER     |     FAIR HOUSING

DISCLAIMER: Any rates, fees or loan terms recited herein are based on information and or representations made by the addressee upon which we have relied. These rates, fees and terms may be subject to change if verification of these representations reveals differences, which in our opinion, alter the risks associated with the contemplated transaction. Also, all rates, terms and fees stated herein are "date sensitive" and, unless specifically stated to the contrary, are subject to change based on our opinion of changing market conditions